About Tazapay

Tazapay is a Series B-funded, global cross-border payments company building infrastructure to simplify international payments. We enable businesses to send and receive payments across borders seamlessly while managing FX, compliance, and risk complexities under the hood.

Tazapay works with global merchants, fintechs, marketplaces, exporters, SaaS platforms, and enterprises, supporting multiple countries, currencies, and payment rails. As we scale across geographies and corridors, fraud risk at onboarding becomes mission-critical—this role sits at the heart of that challenge.

Role Overview

We are looking for a Risk Manager – Fraud & Onboarding to own and strengthen fraud-focused onboarding risk for Tazapay’s cross-border payment flows. This role is heavily oriented towards fraud detection, prevention, and decisioning, rather than pure compliance.

You will evaluate global merchants, identify sophisticated fraud patterns early in the lifecycle, and build data-driven, scalable fraud controls using SQL, automation, and modern risk tooling. The role requires strong judgment, analytical depth, and the ability to work closely with Product, Tech, and Operations.

Fraud & Onboarding Risk

Own end-to-end fraud risk assessment during merchant onboarding for cross-border payments
Identify and mitigate fraud risks at onboarding, including shell companies, mule networks, synthetic identities, arbitrage abuse, and high-risk corridors
Review and approve high-risk and complex onboarding cases, escalations, and exceptions
Define and continuously improve fraud-focused onboarding risk policies, rules, and decision frameworks
Build risk strategies tailored to countries, corridors, industries, and payment methods

Data, SQL & Automation

Use SQL extensively to analyze onboarding data, merchant behavior, approval trends, and fraud outcomes
Build dashboards and deep-dives to track fraud leakage, false positives, approval rates, and TAT
Partner with Product and Engineering to design automated workflows, rule engines, and decision systems
Leverage AI/ML tools and risk platforms to enhance fraud detection and reduce manual effort
Drive continuous improvement through data-backed experimentation and iteration

Cross-Functional Collaboration

Work closely with Product, Engineering, Operations, Sales, and Compliance to balance growth and fraud risk
Provide fraud insights to influence product design and onboarding flows
Support audits and partner reviews where fraud onboarding decisions are involved

Required Experience & Skills

8–10 years of experience in fraud, risk, or onboarding roles at cross-border payment companies, PSPs, fintechs, or global banks
Strong background in fraud onboarding teams, with hands-on decision-making experience
Advanced SQL skills (must-have) for data analysis and investigation
Deep understanding of cross-border payment fraud typologies and merchant risk
Experience working with global merchants and international payment flows
Strong analytical mindset with the ability to translate data into risk decisions
Excellent communication and stakeholder management skills

Preferred / Nice-to-Have

Experience using AI-powered risk tools, fraud models, or decisioning platforms
Exposure to workflow automation tools, rule engines, or low-code/no-code automation
Experience with new country or corridor launches
Familiarity with card networks, local payment methods, and alternative rails
Background in high-risk industries (marketplaces, remittances, SaaS, crypto-adjacent, etc.)

Why Join Tazapay

Work on real, complex fraud problems in global cross-border payments
High-ownership role with visibility across leadership, product, and engineering
Opportunity to build data-driven, automated fraud systems at scale

Fast-growing Series B fintech with global ambition and strong momentum

Risk Manager – Fraud & Onboarding